Spenda Rates & Calculator: Know Exactly What You Get Before You Spend

When it comes to converting your crypto to Naira, clarity is everything. No one wants surprises when making a deposit, and at Spenda, we totally get that.

That’s why we’ve built tools that put you in full control: Live Crypto Rates and the Spenda Rate Calculator. With these, you always know what to expect before you make a move.

Let’s walk you through it.

Live Crypto Rates; Stay Updated, Stay Smart

Crypto prices shift all the time, but that doesn’t mean you should be left guessing.

With Spenda’s Live Rates tab, you can:

• View the real-time exchange rates for major assets like USDT, BTC, ETH, BNB, and more
• See updated prices every 30 minutes, so you're always in the loop
• Make smarter deposit decisions based on the actual market rate
• Know how much Naira you’ll receive per unit of crypto, before you deposit

You'll find this feature conveniently located under the "Rates" tab in your Spenda app.

Tip: Before depositing crypto into your wallet, always glance at the live rates to time your transactions and maximize your returns.

The Rate Calculator; Plan Your Deposit Like a Pro

Got some USDT or BTC and want to know exactly how much Naira you’ll receive after fees? The Spenda Rate Calculator has your back.

Here’s how it works:

1. Go to the Rates tab in the app
2. Tap on the Calculator section
3. Select the crypto asset you want to convert (e.g., USDT)
4. Enter the exact amount you plan to deposit

What You’ll See:

• Estimated Naira payout based on current rates
• Transaction fees, clearly broken down
• Final amount that will be credited to your Spenda balance

No hidden charges. No vague estimates. Just clear and transparent numbers; exactly the way it should be.

Why This Matters

Whether you're funding your Spenda wallet to pay bills, buy data, shop online, or create a virtual card, knowing your conversion rate helps you:

• Avoid underestimating or overestimating your balance
• Time your deposits better
• Get the most value out of every transaction
• Build confidence in your financial decisions

Transparency is Our Policy

At Spenda, we believe that trust comes from clarity. That’s why our rate system is:

• User-friendly
• Real-time
• Always visible before you deposit

You're not just spending crypto; you’re spending smart. And that’s the Spenda way.

Pro Tip

Rates change often. If you're planning a big deposit, monitor the live rates throughout the day and use the calculator to track how fluctuations may affect your payout. A small difference in rate can mean a big difference in Naira!

Ready to try it out?

1. Open the Spenda app
2. Tap on the "Rates" tab
3. Use the Rate Calculator before making your next deposit